The Austudy Payment is a vital support for Australian students and apprentices over the age of 25 who are enrolled in full-time education or training. In 2025, eligible individuals can receive $699.50 per fortnight (for singles with children) to help cover living expenses, education costs, and more.
This article outlines everything you need to know about Austudy eligibility, payment amounts, and the application process for 2025.
What Is Austudy and How Does It Work?
Austudy is a government welfare program aimed at supporting individuals aged 25 or older who are undertaking full-time study or participating in an Australian Apprenticeship. Unlike the Youth Allowance for younger students, Austudy is designed for those who are balancing education with family or other life responsibilities, often at a more mature age.
Key Details for Austudy Payment in 2025
| Aspect | Details |
|---|---|
| Payment Amount | Up to $699.50 per fortnight for singles with children |
| Eligibility Criteria | Age 25+, full-time study/training, income, and asset thresholds |
| Application Process | Apply online via myGov with required documentation |
| Payment Schedule | Paid fortnightly, direct deposit into nominated bank account |
| Additional Support | Rent Assistance, Pensioner Education Supplement, Health Care Card |
Who Is Eligible for the $699.50 Austudy Payment?
Eligibility for Austudy is determined by various factors, including age, study status, residency, and financial circumstances. Here are the key criteria:
1. Age Requirement
- Applicants must be 25 years or older.
- Those under 25 should apply for Youth Allowance.
2. Study or Training Requirements
- Applicants must be enrolled in full-time study at an approved educational institution or pursuing a full-time Australian Apprenticeship.
- Part-time students generally do not qualify unless under specific circumstances, like disabilities.
3. Residency Requirements
- Applicants must be Australian residents living in Australia at the time of application.
- Certain visa holders or recently arrived residents may not meet the criteria.
4. Income and Asset Tests
- Austudy payments are income-tested. Individuals who earn more than $574 per fortnight may have reduced payments.
- Asset thresholds include:
- Single homeowner: $280,000 limit
- Single non-homeowner: $504,500 limit
- These thresholds ensure that financial aid reaches those in greater need.
How Much Can You Receive?
In 2025, the maximum fortnightly Austudy payments vary depending on personal circumstances:
| Category | Maximum Fortnightly Payment |
|---|---|
| Single, no children | $663.30 |
| Single, with children | $699.50 |
| Partnered individuals | $663.30 each |
Additional payments, such as Rent Assistance and the Pensioner Education Supplement, may also be available, helping students further reduce living costs.
How to Apply for the $699.50 Austudy Payment
The application process for Austudy is simple but requires careful attention to detail:
Step 1: Check Eligibility
- Use the Austudy eligibility checker on the Services Australia website to ensure you meet the requirements.
Step 2: Gather Required Documents
Prepare these documents for your application:
- Proof of Identity (driver’s license, passport, birth certificate)
- Study details (enrollment confirmation or apprenticeship documentation)
- Income details (recent payslips or tax return)
- Partner details, if applicable (income and asset information)
Step 3: Submit Your Application
- Apply online via MyGov or visit the Centrelink office if needed. Ensure your myGov account is linked to Centrelink to submit your application.
Step 4: Wait for Assessment
- Applications may take 8 to 12 weeks to process, so it’s best to apply well in advance.
Step 5: Receive Payments
- Once approved, payments are made fortnightly via direct deposit into your bank account or on a Centrelink BasicsCard.
Additional Support for Austudy Recipients
Apart from the $699.50 Austudy payment, recipients may also qualify for other forms of support:
1. Rent Assistance
- For individuals paying rent, this assistance provides an extra supplement to cover housing costs. It is especially useful for students living independently.
2. Pensioner Education Supplement (PES)
- This provides additional help for study-related expenses, including textbooks and transport.
3. Health Care Card
- All Austudy recipients are eligible for a Health Care Card, which offers discounts on prescription medicines, utilities, and healthcare services.
The $699.50 Austudy payment in 2025 provides essential financial support for full-time students and apprentices over 25 years old.
By understanding the eligibility requirements and following the application process, eligible individuals can ensure they receive their payments on time.
Additional support, such as Rent Assistance and PES, further helps reduce financial pressures, making it easier for mature students to focus on their studies.
FAQs
Can I apply for Austudy if I am under 25?
No, Austudy is specifically for individuals aged 25 and older. Those under 25 should apply for Youth Allowance.
How often are Austudy payments made?
Austudy payments are made fortnightly via direct deposit into your nominated bank account.
Can I receive Austudy while working?
Yes, Austudy recipients can work, but their income must not exceed the income test thresholds.
