RSDI (Retirement, Survivor, and Disability Insurance) payments are a crucial financial lifeline for millions of citizens in the United States. In 2025, the Social Security Administration (SSA) has scheduled several important payment dates.
If you’re a recipient of RSDI, it’s vital to confirm whether you’re eligible for the remaining payments in March. Here’s what you need to know.
RSDI Payment Schedule for March 2025
The Social Security Administration has outlined specific payment dates for March 2025. These dates depend on your birth date, and payments will be distributed as follows:
March 12, 2025: Recipients Born Between the 1st and 10th
The first payment of March will be disbursed on the 12th. This date is reserved for individuals whose birthdates fall between the 1st and 10th of the month.
This payment applies to Retirement, Survivor, and Disability Insurance benefits. It’s important to note that Supplemental Security Income (SSI) recipients, as well as those who began receiving benefits before May 1997, are not eligible for this payment.
March 19, 2025: Recipients Born Between the 11th and 20th
The second payment will be made on March 19, specifically for recipients born between the 11th and 20th of the month. This date is for those receiving Retirement, Survivor, or Disability Insurance benefits from the SSA.
March 26, 2025: Recipients Born Between the 21st and 31st
The final RSDI payment of the month will be made on March 26 for recipients whose birthdates fall between the 21st and 31st.
March 2025 Payment Breakdown:
| Payment Date | Birthdate Range |
|---|---|
| March 12, 2025 | 1st to 10th |
| March 19, 2025 | 11th to 20th |
| March 26, 2025 | 21st to 31st |
How Much Will RSDI Recipients Receive on Average in 2025?
The amount you receive from the Social Security Administration depends on your benefit type and work history. Here’s a breakdown of the average payments:
Survivor Benefits
Survivors, including spouses and dependent children of deceased workers, will receive an average of $1,546 per month as of January 2025. This amount is reflective of the 2025 Cost of Living Adjustment (COLA), which increases payments by 2.5% over the previous year.
Disability Insurance Benefits (SSDI)
For workers with disabilities receiving SSDI, the average monthly payment is approximately $1,580. Again, this includes the 2.5% COLA adjustment.
Retirement Benefits
The average monthly payment for retirees is about $1,978. However, it’s important to note that retirees can receive higher amounts based on their work history.
The maximum Social Security benefit in 2025 for those who have filed at the age of 70 and have worked for 35 years earning the taxable maximum could reach up to $5,108.
How to Maximize Your RSDI Payments?
To maximize your retirement benefits, you should aim to file at age 70. By doing so, you’ll receive delayed credits, which can increase your monthly payment by up to 24%. Additionally, you must have earned the taxable maximum for 35 years in SSA-covered jobs.
FAQs
Who is eligible for RSDI payments in March 2025?
Eligibility for RSDI payments depends on your birthdate. Payments in March 2025 will be made on the 12th, 19th, and 26th for recipients born between the 1st and 31st of the month.
How much will I receive from RSDI in 2025?
The amount varies by recipient type. Survivor benefits average $1,546, SSDI payments average $1,580, and retirement benefits average $1,978, with a maximum of $5,108 for those filing at age 70.
What is the 2025 COLA adjustment for RSDI?
The Cost of Living Adjustment (COLA) for 2025 is 2.5%, which will increase the monthly payments for RSDI recipients compared to 2024.
Can I get the maximum benefit from Social Security?
To receive the maximum retirement benefit of $5,108 in 2025, you need to file at age 70 and have earned the taxable maximum for 35 years in SSA-covered jobs.
